Credit analyst wants an online system where borrowers would be required to update demographic information about themselves periodically.


"I work as a credit analyst in the banking industry.

The problem I face at work is that its hard for me to analyze loan data because there is no easy way to update information. Our account holders mostly use online accounts, so changes in their data are updated immediately. However, loan applications are still filled out the old fashioned way - paper applications. My job is to review the data of our loans, including borrower data. Then I estimate the likelihood of the loan being into default. Unfortunately, there is no way for a borrower to automatically update changes to their data: increase or decrease in income, household changes, etc.

Long story short, I would like to have some type of software program that would work online where borrowers would be required to update demographic information about themselves periodically.

I know that my bank would pay for this software."

Want to get this idea off the ground?

We'll launch a landing page for the idea, and then email 100 prospective customers in the industry.

Then we'll send you the results!

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  • Upvote this opp and I'll reach out to people in this industry to see if there is widespread demand.

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almost 2 years ago

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